Deposits & schemes
Simple, transparent savings for every member.
Savings, daily and monthly recurring deposits, fixed deposits, and monthly income options — all built for salaried families, shopkeepers, farmers, and retirees.
Headline rates (illustrative)
- Savings @ 4% p.a. (average daily balance)
- FD / MIS up to 12% p.a.
- Monthly RD up to 12% p.a. (senior citizens & women)
- Daily RD up to 7% (360 days)
For latest rates and eligibility, contact the branch or call +91-8555932585.
Schemes
Choose a scheme and view full details.
Each scheme has its own page with features, rules, and tables as per MAHA scheme information.
Fixed Deposit
Guaranteed returns with loan facility up to 70% of principal + accrued interest.
View details
Monthly Recurring Deposits
Fixed monthly deposit from ₹500 with interest rates up to 12% p.a.
View rates
Daily RD Deposit
Small daily savings for 30/90/120/360 days with doorstep collection option.
View slabs
Savings Account
Deposit / withdraw as per your wish. 4% interest on average daily balance.
Open detailsFixed Deposit
Secure returns with loan-on-FD option.
Benefits
- Loan facility up to 70% of principal + accrued interest
- Option to double in ~72 months (illustrative)
- No TDS; SMS alerts for all transactions
Considerations
- Premature rules as per society policy; contact branch
- Bring ID/address proof and membership details
Monthly Income Scheme
Earn a monthly payout on your deposit.
Good to know
- Premature closure not allowed.
- Nomination facility available; no TDS.
- Ideal for retirees and households seeking steady monthly cash flow.
Monthly Recurring Deposit
Build a habit with monthly savings.
Good to know
- Minimum monthly deposit: ₹500.
- Premature payment not allowed.
- Nomination facility; no TDS.
Daily Recurring Deposit
Small daily savings with doorstep collection.
Good to know
- Premature payment not allowed.
- Automatic SMS for all transactions.
- Collection available at your doorstep for traders and daily earners.
Savings account
Flexible savings with daily-balance interest.
Key features
- 4% p.a. on average daily balance
- Minimum balance ₹250; opening amount ₹250
- Passbook or account statements; SMS for all transactions
- Nomination facility; TDS not applicable
Access & limits
- Daily cash withdrawal limit ₹20,000
- Joint accounts supported (Either/Or, Former/Later, Jointly)
- Docs: Aadhar/PAN or Form 60, Form 15G/H as applicable
Downloadables