Loan
Gold Loan
A loan will be granted against pledge of gold ornaments / coins.
At a glance
- Minimum loan limit: ₹10,000
- Maximum loan amount: ₹10,00,000
- Loan period: maximum 1 to 2 years
- Margin: 25% (as per appraiser report)
Details
Eligibility and key terms.
Limits & security
- Minimum loan limit: ₹10,000.
- Maximum loan amount: ₹10,00,000 (10 lacs).
- Gold ornaments / coins less than 16 carat will not be accepted.
- Gold appraiser charges shall be payable by the member.
Interest & repayment
- Period of loan: maximum 1 to 2 years.
- Interest will be applied on daily balance method at monthly rests.
- Margin: 25% on the value of gold ornaments / coins as per appraiser report.
Explore more
Other loan options.
Mortgage Loan
Loans by mortgaging residential / commercial semi-urban / urban property.
View details
Business Loan
Working capital / equipment support for self-employed and professionals.
View eligibility